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Personal Loan

We help finance adventures, education and hobbies. Start an application online in under a minute.

Why Borrow With Us?

Low Rate

Our Variable Interest Rate is  10.46% APR  .

Easy Application

Start Your Application Online.

Join & Apply

No Waiting For New Members

Borrow Up to €50,000

Finance Big or Small Projects.

Our Personal Loan is Really Personal

What Would You Buy?

We Help Finance

  • Holidays
  • Weddings
  • Medical Expenses
  • Back To School Expenses
  • Third Level Education
  • Credit Card Debts
  • Adventures
  • Sport Equipment
  • Car Insurance
  • House/Medical Insurance

Why a Credit Union Loan?

  • Free Loan Protection Insurance
  • Choice of repayment options to suit your circumstances.
  • No penalty charges for early repayment.
  • No hidden fees or set up costs.
  • No upfront repayments.
  • No transaction charges.
  • Loan Rate –  10.46%APR*

Contact us and see if we can help!

Apply Now

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  • Interest calculated at 9.99% variable rate (10.46% APR).
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Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: The cost of your monthly repayments may increase.

The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

*APR Annual Percentage Rate

Loan repayment terms are 1 – 8 years. No penalty for early repayment.

A loan of €10,000 over 5 years with 60 monthly installments costs €212.43 per month at a variable rate of 9.99% (Annual Percentage Rate (APR) 10.46%). The total amount you pay is €12,741.54. The cost of credit is €2,741.54. Variable rates may increase which would cause the cost of credit to increase.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Croí Laighean Credit Union. It does not constitute a loan offer.

Loans are subject to approval. Terms and conditions apply.