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Personal Loan

We help finance adventures, education and hobbies. Start an application online in under a minute.

Why Borrow With Us?

Low Rate

Our Variable Interest Rate is  10.46% APR  .

Easy Application

Start Your Application Online.

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No Waiting For New Members

Borrow Up to €50,000

Finance Big or Small Projects.

Personal Loan

Key Features

Why a Credit Union Loan?

  • Free Loan Protection Insurance
  • Choice of repayments.
  • No penalty charges for early repayment.
  • No hidden fees or set up costs.
  • No upfront repayments.
  • No transaction charges.
  • Loan Rate –  10.46%APR*

Contact us and see if we can help!

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  • Interest calculated at 9.99% variable rate (10.46% APR).
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The information provided on this Calculator is for information purposes only and does not constitute an offer of credit or any form of advice, recommendation or arrangement by the Credit Union. The calculation is based on limited information provided by you, a credit decision will require further information and full underwriting.

Disclosures

Consequences of Non-Payment:

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire- purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

Warning: The cost of your monthly repayments may increase.

Representative Example:

A loan of €10,000 over 5 years with 60 monthly installments costs €212.43 per month at a variable rate of 9.99% (Annual Percentage Rate (APR) 10.46%). The total amount you pay is €12,741.54. The cost of credit is €2,741.54. Variable rates may increase which would cause the cost of credit to increase.

*APR (Annual Percentage Rate): Maximum Variable APR 10.46%

Repayment terms : 1 – 10 years. No penalty charges for early repayment.

Fees and Charges Disclosure:

  • No hidden fees or set-up costs.
  • No upfront repayments.
  • No transaction charges.

Contact Information:

Phone: 1800 23 24 25  Email: welcome@clcu.ie

You must be a member of Croi Laighean Credit Union to be granted a loan. To become a member you must live or work within our common bond.

Loans are subject to approval.

Terms & Conditions Apply –Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Croi Laighean Credit Union. It does not constitute a loan offer.